3. Changes in Accumulated Other Comprehensive Income

3 Months Ended

Mar. 31, 2016

Disclosure Text Block [Abstract]

3. Changes in Accumulated Other Comprehensive Income

3.Changes in Accumulated Other Comprehensive Income

The following table presents the changes in accumulated other comprehensive income:

	Three Months Ended March 31, 2016
	Before tax		Net of tax
(in (000’s)	Amount	Taxes	Amount
Beginning balance	$ (29)	$ 10	$ (19)
Unrealized gain on securities:
Unrealized holding gain arising during period	95	(31)	64
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	95	(31)	64
Ending balance	$ 66	$ (21)	$ 45

	Three Months Ended March 31, 2015
	Before tax		Net of tax
(in (000’s)	Amount	Taxes	Amount
Beginning balance	$ (21)	$ 8	$ (13)
Unrealized gain on securities:
Unrealized holding gain arising during period	86	(29)	57
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	86	(29)	57
Ending balance	$ 65	$ (21)	$ 44