6. Other Real Estate Owned: Schedule of Components of Net Expense of Other Real Estate Owned (Details) - USD ($)	12 Months Ended
Dec. 31, 2015	Dec. 31, 2014
Professional fees	$ 318,774	$ 312,954
Impairment charges (net)	39,294	(13,250)
Totals	11,000	21,000
Other Real Estate 1
Insurance	15,000	21,000
Legal fees	0	2,000
Maintenance	0	0
Professional fees	0	0
Real estate taxes	14,000	20,000
Utilities	3,000	4,000
Transfer-in write up	(88,000)	(47,000)
Impairment charges (net)	49,000	13,000
Other	$ 18,000	$ 8,000

Valuation adjustments made to other real estate due to transfer in write ups.

No definition available.

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The charge against earnings in the period to reduce the carrying amount of real property to fair value.

+ References

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-Publisher FASB
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The amount of expense provided in the period for legal costs incurred on or before the balance sheet date pertaining to resolved, pending or threatened litigation, including arbitration and mediation proceedings.

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- Definition

Costs incurred and are directly related to generating maintenance revenues. Also includes cost of maintenance on client contracts.

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Amount of expense classified as other.

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Amount of other revenue (expense) derived from real estate investments partnerships.

+ References

No definition available.

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- Definition

A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.

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A contract to provide coverage or protection in exchange for a payment or "premium". Examples of insurance protection include liability and property insurance. The entity paying the premiums for the protection will have insurance expense and possibly an asset, Prepaid Insurance (if the premiums are paid in advance).

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A tax based on the assessed value of real estate by the local government. The tax is usually based on the value of property (including the land).

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Utilities costs incurred during the reporting period for services, such as water, sewer, gas, electricity and telephone required to operate a building.

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