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4. Loans and Allowance For Loan Losses: Schedule of Activity in Related Party Loans (Details) - USD ($)
12 Months Ended
Dec. 31, 2015
Dec. 31, 2014
Details    
Balance outstanding, starting $ 845,477 $ 858,861
Principal additions 0 52,000
Disafilliations 0 0
Principal Reductions (70,399) (65,384)
Balance outstanding, ending $ 775,078 $ 845,477