10. Financial Instrument Commitments (Tables)

12 Months Ended

Dec. 31, 2015

Tables/Schedules

Schedule of Financial Instruments Commitments

A summary of the Bank’s financial instrument commitments is as follows:

	2015	2014
Commitments to extend credit	$5,903,000	$ 8,262,000
Outstanding letters of credit	333,000	1,036,000