1. Summary of Significant Accounting Policies (Tables)

12 Months Ended

Dec. 31, 2015

Tables/Schedules

Schedule of Components of Other Comprehensive Loss

The components of other comprehensive (loss) income are as follows:

	December 31, 2015
(in 000’s)	Before tax	Tax	Net of tax
	amount	Benefit	Amount
Unrealized loss on securities	$ (9)	$   3	$  (6)
Unrealized holding loss arising during period	-	-	-
Less: reclassification adjustment for gains
realized in net loss	-	-	-
Other comprehensive loss, net	$ (9)	$  3	$  (6)
	December 31, 2014
	Before tax	Tax	Net of tax
	amount	(Expense)	Amount
Unrealized income on securities:
Unrealized holding income arising during period	$  475	$   (157)	$    318
Less: reclassification adjustment for gains
realized in net loss	(7)	3	(4)
Other comprehensive income, net	$ 468	$  (154)	$    314