CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	9 Months Ended
	Sep. 30, 2015	Sep. 30, 2014
Cash flows from operating activities:
Net loss	$ (313,006)	$ (607,195)
Adjustments to reconcile net loss to net cash provided by operating activities:
(Credit)provision for loan losses	(17,000)	132,000
Accretion of discounts on investments	(1,220)	(1,301)
Amortization of premiums on investments	14,617	18,869
Depreciation on fixed assets	132,713	130,544
Net change in fair value of financial instruments	(50,104)	(69,116)
Gain on sale of loans	(380,625)	(10,618)
(Write-up) Write-down of other real estate owned	(88,460)	(33,766)
Gain on sale of other real estate owned	(1,759)	(1,348)
Proceeds from the sale of loans held-for-sale	6,433,243	1,755,721
Loans originated for sale	(377,675)	(496,982)
Increase in accrued interest receivable and other assets	(157,850)	(48)
Increase (decrease) in accrued interest payable and other liabilities	37,831	(72,460)
Net cash provided by operating activities	5,230,705	744,300
Cash flows from investing activities:
Proceeds from maturity and principal reductions of available-for-sale investment securities	1,405,542	321,966
Purchase of securities available-for-sale	(79)	(32)
Proceeds from sale of other real estate	83,209	29,642
Net decrease (increase) in loans	5,910,701	(1,344,911)
Net increase in loans held at fair value	(1,844,725)	(167,159)
Purchase of bank premises and equipment	(99,465)	(69,714)
Net cash provided by (used in) investing activities	5,455,183	(1,230,208)
Cash flows from financing activities:
Net (decrease) increase in deposits	(1,087,258)	219,548
Net cash used in financing activities	(1,087,258)	219,548
Net increase in cash and cash equivalents	9,598,630	(266,360)
Cash and cash equivalents at beginning of period	3,236,582	5,789,778
Cash and cash equivalents at end of period	12,835,212	5,523,418
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	55,424	51,949
Noncash transfer of loans to other real estate	$ 148,241	$ 192,485