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7. Other Real Estate Owned: Schedule of Components of Net Expense (income) of Other Real Estate Owned (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2015
Sep. 30, 2014
Sep. 30, 2015
Sep. 30, 2014
Professional fees $ 76,977 $ 89,296 $ 242,392 $ 235,436
Impairment charges (net)     88,460 33,766
Total 9,999 (30,328) (53,215) 6,828
Other Real Estate        
Insurance 4,000 5,000 13,000 16,000
Professional fees 0 2,000 0 2,000
Real estate taxes 4,000 3,000 10,000 14,000
Utilities 1,000 1,000 2,000 3,000
Other 1,000 6,000 11,000 6,000
Transfer-in write up 0 (47,000) (89,000) (47,000)
Impairment charges (net) $ 0 $ 0 $ 0 $ 13,000