CONSOLIDATED STATEMENTS OF CASH FLOWS - USD ($)	6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014
Cash flows from operating activities:
Net loss	$ (103,096)	$ (424,199)
Adjustments to reconcile net loss to net cash provided by operating activities:
(Credit) provision for loan losses	(100,000)	70,000
Amortization of premiums on investments	9,083	11,724
Depreciation on fixed assets	88,678	86,615
Net change in fair value of financial instruments	238,431	2,579
Gain on sale of loans	(473,706)
Loss on sale of other real estate	2,289
(Write-up) Write-down of other real estate owned	(88,460)	13,052
Proceeds from the sale of loans held-for-sale	4,407,339	1,645,832
Loans originated for sale	(1,823,367)
(Increase) decrease in accrued interest receivable and other assets	(180,910)	71,913
Increase (decrease) in accrued interest payable and other liabilities	(4,937)	(64,096)
Net cash provided by operating activities	1,971,344	1,413,420
Cash flows from investing activities:
Proceeds from maturity and principal reductions of available-for-sale investment securities	1,064,615	156,613
Purchase of securities available-for-sale	(49)
Proceeds from sale of other real estate	40,913
Net decrease (increase) in loans	4,014,805	(643,154)
Purchase of bank premises and equipment	(48,464)	(24,965)
Net cash provided by (used in) investing activities	5,071,820	(511,506)
Cash flows from financing activities:
Net decrease in deposits	(1,957,519)	(882,133)
Net cash used in financing activities	(1,957,519)	(882,133)
Net increase in cash and cash equivalents	5,085,645	19,781
Cash and cash equivalents at beginning of period	3,236,582	5,789,778
Cash and cash equivalents at end of period	8,322,227	5,809,559
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	37,107	$ 35,320
Noncash transfer of loans to other real estate	$ 148,241