CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2015	Jun. 30, 2014	Jun. 30, 2015	Jun. 30, 2014
Interest income:
Interest and fees on loans	$ 582,012	$ 638,877	$ 1,244,690	$ 1,286,163
Interest on investment securities	44,843	58,857	92,591	119,792
Interest on federal funds sold	2,968	2,236	4,259	4,573
Interest on time deposits with other banks	164	164	326	2,987
Total interest income	629,987	700,134	1,341,866	1,413,515
Interest expense:
Interest on time deposits	9,837	9,728	19,792	19,503
Interest on demand deposits	6,162	6,750	12,279	13,351
Interest on savings deposits	1,465	1,571	2,937	3,146
Total interest expense	17,464	18,049	35,008	36,000
Net interest income	612,523	682,085	1,306,858	1,377,515
(Credit) provision for loan losses	(40,000)	30,000	(100,000)	70,000
Net interest income after provision for loan losses	652,523	652,085	1,406,858	1,307,515
Noninterest income:
Customer service fees	139,274	102,163	235,552	197,975
ATM fee income	31,745	45,292	63,149	87,247
Gain on sale of loans			473,706
Loss on sale of other real estate	(2,289)		(2,289)
Net change in fair value of financial instruments	32,143	(2,579)	(238,431)	(2,579)
Loan syndication fees	85,000	87,550	85,000	87,550
Other income	21,633	19,644	26,610	52,886
Total noninterest income	307,506	252,070	643,297	423,079
Noninterest expense:
Salaries, wages and employee benefits	404,366	396,901	803,379	813,990
Occupancy and equipment	249,740	241,978	502,244	496,503
Office operations and supplies	81,922	69,854	150,382	133,977
Marketing and public relations	8,337	18,846	26,189	37,270
Professional services	74,964	74,534	165,415	146,140
Data processing	89,615	107,029	187,087	219,871
Other real estate expense	(23,182)	24,573	(63,214)	37,156
Loan and collection costs	46,490	20,272	103,771	38,928
Deposit insurance assessments	34,200	38,000	66,400	72,000
Other operating	111,526	115,114	211,598	158,958
Total noninterest expense	1,077,978	1,107,101	2,153,251	2,154,793
Net loss before income taxes	$ (117,949)	$ (202,946)	$ (103,096)	$ (424,199)
Provision for income taxes
Net loss	$ (117,949)	$ (202,946)	$ (103,096)	$ (424,199)
Net loss per common share-basic and diluted	$ (0.14)	$ (0.19)	$ (0.10)	$ (0.40)
Weighted average number of common shares	826,921	1,068,588	986,262	1,068,588
Comprehensive loss:
Net loss	$ (117,949)	$ (202,946)	$ (103,096)	$ (424,199)
Unrealized (losses) gains on available for sale securities	(78,421)	131,690	(21,233)	255,063
Total comprehensive loss	$ (196,370)	$ (71,256)	$ (124,329)	$ (169,136)