7. Other Real Estate Owned: Schedule of Components of Net Expense of Other Real Estate Owned (Tables)

6 Months Ended

Jun. 30, 2015

Tables/Schedules

Schedule of Components of Net Expense of Other Real Estate Owned

The following table details the components of net expense of other real estate owned:

	Three Months Ended	Three Months Ended	Six Months Ended	Six Months Ended
(in 000's)	June 30, 2015	June 30, 2014	June 30, 2015	June 30, 2014
Insurance	$4	$7	$8	$11
Professional fees	-	-	-	-
Real estate taxes	3	4	6	11
Utilities	1	1	1	2
Other	-	-	10	-
Transfer-in write-up	(31)	-	(88)	-
Impairment charges (net)	-	13	-	13
Total {verbose}	$(23)	$25	$(63)	$37