6. Loans and Allowance For Loan Losses: Schedule of Age Analysis of Past Due Loans (Tables)

6 Months Ended

Jun. 30, 2015

Tables/Schedules

Schedule of Age Analysis of Past Due Loans

An age analysis of past due loans, segregated by class of loans, as of June 30, 2015 is as follows:

		Accruing
	Loans	Loans 90 or
(In 000's)	30-89 Days	More Days		Total Past	Current
	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$-	$-	$243	$243	$2,245	$2,488
SBA loans	-	-	-	-	156	156
Asset-based	-	-	-	-	1,445	1,445
Total Commercial and industrial	-	-	243	243	3,846	4,089
Commercial real estate:
Commercial mortgages	167	54	975	1,196	12,956	14,152
SBA loans	-	-	112	112	405	517
Construction	-	-	-	-	2,321	2,321
Religious organizations	-	-	488	488	10,784	11,272
Total Commercial real estate	167	54	1,575	1,796	26,466	28,262
Consumer real estate:
Home equity loans	73	126	360	559	444	1,003
Home equity lines of credit	-	-	-	-	22	22
1-4 family residential mortgages	55	-	75	130	1884	2,014
Total consumer real estate	128	126	435	689	2,350	3,039
Total real estate	295	180	2,010	2,485	28,799	31,301
Consumer and other:
Consumer installment	-	-	-	-	-	-
Student loans	90	90	-	180	979	1,159
Other	1	-	-	1	136	137
Total consumer and other	91	90	-	181	1,115	1,296
Total loans	$386	$270	$2,253	$2,909	$33,751	$36,686

An age analysis of past due loans, segregated by class of loans, as of December 31, 2014 is as follows:

		Accruing
	Loans	Loans 90 or
	30-89 Days	More Days		Total Past	Current
(In 000's)	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$-	$-	$248	$248	$2,315	$2,563
SBA loans	-	-	48	48	120	168
Asset-based	-	-	-	-	1,904	1,904
Total Commercial and industrial	-	-	296	296	4,339	4,635
Commercial real estate:
Commercial mortgages	17	83	985	1,085	14,385	15,470
SBA loans	-	-	118	118	407	525
Construction	-	-	-	-	3,423	3,423
Religious organizations	-	-	520	520	11,618	12,138
Total Commercial real estate	17	83	1,623	1,723	29,833	31,556
Consumer real estate:
Home equity loans	246	-	368	614	433	1,047
Home equity lines of credit	-	-	-	-	22	22
1-4 family residential mortgages	-	-	194	194	2,034	2,228
Total consumer real estate	246	-	562	808	2,489	3,297
Total real estate	263	83	2,185	2,531	32,322	34,853
Consumer and other:
Consumer installment	-	-	-	-	7	7
Student loans	136	88	-	224	997	1,221
Other	12	-	-	12	133	145
Total consumer and other	148	88	-	236	1,137	1,373
Total loans	$411	$171	$2,481	$3,063	$37,798	$40,861