7. Other Real Estate Owned: Schedule of Components of Net Expense of Other Real Estate Owned (Tables)

3 Months Ended

Mar. 31, 2015

Tables/Schedules

Schedule of Components of Net Expense of Other Real Estate Owned

The following table details the components of net expense of other real estate owned:

	Three Months Ended	Three Months Ended
(in 000's)	March 31, 2015	March 31, 2014
Insurance	$3	$5
Professional fees	5	-
Real estate taxes	3	7
Utilities	1	1
Other	-	-
Transfer-in write-up	(52)	-
Impairment charges (net)	-	-
Total {verbose}	$(40)	$13