6. Loans and Allowance For Loan Losses: Schedule of Age Analysis of Past Due Loans (Tables)

3 Months Ended

Mar. 31, 2015

Tables/Schedules

Schedule of Age Analysis of Past Due Loans

An age analysis of past due loans, segregated by class of loans, as of March 31, 2015 is as follows:

		Accruing
	Loans	Loans 90 or
(In 000's)	30-89 Days	More Days		Total Past	Current
	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$-	$-	$245	$245	$2,366	$2,611
SBA loans	-	-	48	48	164	212
Asset-based	-	-	-	-	1,861	1,861
Total Commercial and industrial	-	-	293	293	4,391	4,684
Commercial real estate:
Commercial mortgages	261	127	901	1,289	13,399	14,688
SBA loans	-	-	116	116	402	518
Construction	-	-	-	-	3,291	3,291
Religious organizations	-	-	510	510	11,029	11,539
Total Commercial real estate	261	127	1,527	1,915	28,121	30,036
Consumer real estate:
Home equity loans	170	-	363	533	490	1,023
Home equity lines of credit	-	-	-	-	22	22
1-4 family residential mortgages	-	-	142	142	1,969	2,111
Total consumer real estate	170	-	505	675	2,481	3,156
Total real estate	431	127	2,032	2,590	30,602	33,192
Consumer and other:
Consumer installment	-	-	-	-	-	-
Student loans	18	105	-	123	1,052	1,175
Other	-	-	-	-	137	138
Total consumer and other	18	105	-	123	1,189	1,313
Total loans	$449	$232	$2,325	$3,006	$36,182	$39,189

An age analysis of past due loans, segregated by class of loans, as of December 31, 2014 is as follows:

		Accruing
	Loans	Loans 90 or
	30-89 Days	More Days		Total Past	Current
(In 000's)	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$-	$-	$248	$248	$2,315	$2,563
SBA loans	-	-	48	48	120	168
Asset-based	-	-	-	-	1,904	1,904
Total Commercial and industrial	-	-	296	296	4,339	4,635
Commercial real estate:
Commercial mortgages	17	83	985	1,085	14,385	15,470
SBA loans	-	-	118	118	407	525
Construction	-	-	-	-	3,423	3,423
Religious organizations	-	-	520	520	11,618	12,138
Total Commercial real estate	17	83	1,623	1,723	29,833	31,556
Consumer real estate:
Home equity loans	246	-	368	614	433	1,047
Home equity lines of credit	-	-	-	-	22	22
1-4 family residential mortgages	-	-	194	194	2,034	2,228
Total consumer real estate	246	-	562	808	2,489	3,297
Total real estate	263	83	2,185	2,531	32,322	34,853
Consumer and other:
Consumer installment	-	-	-	-	7	7
Student loans	136	88	-	224	997	1,221
Other	12	-	-	12	133	145
Total consumer and other	148	88	-	236	1,137	1,373
Total loans	$411	$171	$2,481	$3,063	$37,798	$40,861