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4. Loans and Allowance For Loan Losses: Schedule of Age Analysis of Allowance for Loan Losses (Details) - USD ($)
12 Months Ended
Dec. 31, 2014
Dec. 31, 2013
Beginning balance $ 839,000 $ 1,204,000
Provision for loan losses 162,000 75,000
Charge-offs (302,000) (539,000)
Recoveries 36,000 99,000
Net charge-offs (266,000) (440,000)
Ending balance 735,000 839,000
Period-end amount allocated to: Loans individually evaluated for impairment 274,000 378,000
Period-end amount allocated to: Loans collectively evaluated for impairment 461,000 461,000
Period-end amount allocated to: Total 734,567 839,133
Loans, ending balance: Loans individually evaluated for impairment 2,005,000 1,882,000
Loans, ending balance: Loans collectively evaluated for impairment 38,856,000 40,382,000
Period-end amount allocated to: Total 734,567 839,133
Loans, ending balance: Total 40,861,890 42,264,102
Commercial And Industrial    
Beginning balance 483,000 891,000
Provision for loan losses 169,000 113,000
Charge-offs (253,000) (524,000)
Recoveries 4,000 3,000
Net charge-offs (249,000) (521,000)
Ending balance 403,000 483,000
Period-end amount allocated to: Loans individually evaluated for impairment 247,000 378,000
Period-end amount allocated to: Loans collectively evaluated for impairment 156,000 105,000
Period-end amount allocated to: Total 403,000 483,000
Loans, ending balance: Loans individually evaluated for impairment 382,000 622,000
Loans, ending balance: Loans collectively evaluated for impairment 4,253,000 3,241,000
Period-end amount allocated to: Total 403,000 483,000
Loans, ending balance: Total 4,635,000 3,863,000
Commercial Real Estate Portfolio Segment    
Beginning balance 280,000 308,000
Provision for loan losses 20,000 (106,000)
Charge-offs 0 0
Recoveries 0 78,000
Net charge-offs 0 78,000
Ending balance 300,000 280,000
Period-end amount allocated to: Loans individually evaluated for impairment 27,000 0
Period-end amount allocated to: Loans collectively evaluated for impairment 273,000 280,000
Period-end amount allocated to: Total 300,000 280,000
Loans, ending balance: Loans individually evaluated for impairment 1,623,000 1,260,000
Loans, ending balance: Loans collectively evaluated for impairment 29,933,000 31,702,000
Period-end amount allocated to: Total 300,000 280,000
Loans, ending balance: Total 31,556,000 32,962,000
Consumer Real Estate    
Beginning balance 59,000 5,000
Provision for loan losses (28,000) 50,000
Charge-offs (19,000) (5,000)
Recoveries 8,000 9,000
Net charge-offs (11,000) 4,000
Ending balance 20,000 59,000
Period-end amount allocated to: Loans individually evaluated for impairment 0 0
Period-end amount allocated to: Loans collectively evaluated for impairment 20,000 59,000
Period-end amount allocated to: Total 20,000 59,000
Loans, ending balance: Loans individually evaluated for impairment 0 0
Loans, ending balance: Loans collectively evaluated for impairment 3,297,000 3,909,000
Period-end amount allocated to: Total 20,000 59,000
Loans, ending balance: Total 3,297,000 3,909,000
Consumer And Other Loans    
Beginning balance 17,000 0
Provision for loan losses 1,000 18,000
Charge-offs (30,000) (10,000)
Recoveries 24,000 9,000
Net charge-offs (6,000) (1,000)
Ending balance 12,000 17,000
Period-end amount allocated to: Loans individually evaluated for impairment 0 0
Period-end amount allocated to: Loans collectively evaluated for impairment 12,000 17,000
Period-end amount allocated to: Total 12,000 17,000
Loans, ending balance: Loans individually evaluated for impairment 0 0
Loans, ending balance: Loans collectively evaluated for impairment 1,373,000 1,530,000
Period-end amount allocated to: Total 12,000 17,000
Loans, ending balance: Total $ 1,373,000 $ 1,530,000