4. Loans and Allowance For Loan Losses (Details) - USD ($)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013
Loans and Leases Receivable, Deferred Income	$ 52,909	$ 100,962
Unearned discount	26,177	27,182
Commercial real estate	31,556,000	32,962,000
Owner Occupied
Commercial real estate	21,000,000
Commercial Real Estate Portfolio Segment \| Religious Organizations
Commercial real estate	12,138,000	$ 12,597,000
Religious Organizations
Loans Receivable Portfolio Percentage (by segment)		34.00%
Commercial And Industrial
Net Credit Loss on Loans Managed or Securitized or Asset-backed Financing Arrangement	$ 253,000

Loans Receivable Portfoloio Percentage (by segment)

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Amount of deferred interest and fee income, unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of acquired loans. Excludes amounts for loans and leases covered under loss sharing agreements.

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Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

+ References

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Amount of credit loss after recoveries for transferred financial assets that continue to be recognized in the statement of financial position.

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Amount of deferred fees paid by borrowers and unamortized costs incurred to originate loans and leases, unamortized loan commitments and loan syndication fees, and premiums over or discounts from face amounts of loans that are being amortized into income as an adjustment to yield. Excludes amounts for loans and leases covered under loss sharing agreements.

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