4. Loans and Allowance For Loan Losses: Schedule of the Composition of Net Loans (Details) - USD ($)	Dec. 31, 2014	Dec. 31, 2013
Commercial and industrial	$ 4,635,000	$ 3,863,000
Commercial real estate	31,556,000	32,962,000
Consumer real estate	3,297,000	3,909,000
Total Real estate	34,853,000	36,871,000
Consumer loans other	1,373,000	1,530,000
Loans, net	40,861,000	42,264,000
Commercial And Industrial \| Commercial
Commercial and industrial	2,563,000	1,211,000
Commercial And Industrial \| SBA Loans
Commercial and industrial	168,000	585,000
Commercial And Industrial \| Asset Based Loans
Commercial and industrial	1,904,000	2,067,000
Commercial Real Estate Portfolio Segment \| SBA Loans
Commercial real estate	525,000	566,000
Commercial Real Estate Portfolio Segment \| Commercial Mortgages
Commercial real estate	15,470,000	17,343,000
Commercial Real Estate Portfolio Segment \| Construction
Commercial real estate	3,423,000	2,456,000
Commercial Real Estate Portfolio Segment \| Religious Organizations
Commercial real estate	12,138,000	12,597,000
Consumer Real Estate \| Home Equity Line of Credit
Consumer real estate	22,000	24,000
Consumer Real Estate \| Home Equity Loans
Consumer real estate	1,047,000	1,176,000
Consumer Real Estate \| Family Residential Mortgage
Consumer real estate	2,228,000	2,709,000
Consumer And Other Loans \| Consumer Installment
Consumer loans other	7,000	16,000
Consumer And Other Loans \| Student Loans
Consumer loans other	1,221,000	1,366,000
Consumer And Other Loans \| Other
Consumer loans other	$ 145,000	$ 148,000

Amount before allowance of consumer loans, including, but not limited to, mortgage, home equity, vehicles, credit card, installment, and lease financing. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

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Amount before allowance of consumer real estate loans. Includes, but not limited to, construction financing, residential mortgage loans, and home equity lines of credit. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans and leases covered under loss sharing agreements.

+ References

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Amount before allowance of loans issued to commercial and industrial institutions. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes real estate loans and loans covered under loss sharing agreements.

+ References

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- Definition

Amount before allowance of commercial loans issued to businesses to acquire, develop, construct, improve, or refinance land or building. Includes deferred interest and fees, undisbursed portion of loan balance, unamortized costs and premiums and discounts from face amounts. Excludes loans covered under loss sharing agreements.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 942

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.9-03.7(a))

-URI http://asc.fasb.org/extlink&oid=6876686&loc=d3e534808-122878

Reference 2: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-03.1(c))

-URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910

Reference 3: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 310

-SubTopic 10

-Section 50

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=49124121&loc=d3e5066-111524

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Amount after allowance and deduction of deferred interest and fees, unamortized costs and premiums and discounts from face amounts, of loans and leases held in portfolio, including but not limited to, commercial and consumer loans. Includes loans held for sale. Excludes loans and leases covered under loss sharing agreements.

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The balance represents the amount of loans that are secured by real estate mortgages, offset by the reserve to cover probable credit losses on the loan portfolio.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 944

-SubTopic 210

-Section S99

-Paragraph 1

-Subparagraph (SX 210.7-03.1(c))

-URI http://asc.fasb.org/extlink&oid=6879938&loc=d3e572229-122910

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