3. Investments (Details) - USD ($)	12 Months Ended
Dec. 31, 2014	Dec. 31, 2013
Held-to-maturity Securities, Gross Gains (Losses), Derivatives		$ 0
Proceeds from sale of available-for sale investment securities	$ 915,918	7,731,846
Available for Sale Securities, Gain (Loss) Recognized	6,000	378,000
Held-to-maturity Securities Pledged as Collateral	6,898,559	7,210,399
US Government Agencies Debt Securities
Held-to-maturity Securities	$ 0	$ 1,250,000

Amount after other than temporary impairment (OTTI) accretion, of investments in debt securities classified as held-to-maturity.

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This item represents, as of the balance sheet date, the gross gains and losses in accumulated other comprehensive income, a separate component of shareholders' equity, for any derivatives that hedged the forecasted acquisition of held-to-maturity securities.

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The carrying amount of held-to-maturity securities that serve as collateral for borrowings.

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The cash inflow associated with the sale of debt and equity securities classified as available-for-sale securities.

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