13. Regulatory Matters and Going Concern: Schedule of the Company and the Bank's Actual Capital (Tables)

12 Months Ended

Dec. 31, 2014

Tables/Schedules

Schedule of the Company and the Bank's Actual Capital

The Company and the Bank’s actual capital amounts and ratios are as follows:

	Actual		For capital adequacy purposes		To be well capitalized under prompt corrective action provisions
	Amount	Ratio	Amount	Ratio	Amount	Ratio
As of December 31, 2014:
Total capital to risk-
weighted assets:
Consolidated	$3,684	8.60%	$3,426	8.00%	N/A
Bank	3,684	8.60%	3,426	8.00%	$4,283	10.00%
Tier I capital to risk-
weighted assets:
Consolidated	3,146	7.35%	1,713	4.00%	N/A
Bank	3,146	7.35%	1,713	4.00%	2,570	6.00%
Tier I capital to average assets:
Consolidated	3,146	5.18%	2,430	4.00%	N/A
Bank	3,146	5.18%	2,430	4.00%	3,038	5.00%

	Actual		For capital adequacy purposes		To be well capitalized under prompt corrective action provisions
	Amount	Ratio	Amount	Ratio	Amount	Ratio
As of December 31, 2013:
Total capital to risk-
weighted assets:
Consolidated	$4,067	9.48%	$3,427	8.00%	N/A
Bank	4,067	9.48%	3,427	8.00%	$4,284	10.00%
Tier I capital to risk-
weighted assets:
Consolidated	3,525	8.22%	1,713	4.00%	N/A
Bank	3,525	8.22%	1,713	4.00%	2,570	6.00%
Tier I capital to average assets:
Consolidated	3,525	5.67%	2,485	4.00%	N/A
Bank	3,525	5.%67	2,485	4.00%	3,107	5.00%