9. Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Tables)

12 Months Ended

Dec. 31, 2014

Tables/Schedules

Schedule of Deferred Tax Assets and Liabilities

Significant components of the Bank’s net deferred tax assets are as follows:

	December 31,
(in 000’s)	2014	2013
Deferred tax assets(liabilities):
Provision for loan losses	$161	$191
Unrealized (loss) gain on investment securities	7	161
Depreciation	7	31
Net operating carryforwards	3,233	3,198
Other, net	373	259
Valuation allowance for deferred tax assets	(3,774)	(3,679)
Net deferred tax assets	$7	$161