CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS - USD ($)	12 Months Ended
	Dec. 31, 2014	Dec. 31, 2013
Interest income:
Interest and fees on loans	$ 2,685,241	$ 2,609,683
Interest on investment securities	233,486	274,005
Interest on federal funds sold	8,345	14,111
Interest on time deposits with other banks	3,319	752
Total interest income	2,930,391	2,898,551
Interest expense:
Interest on time deposits	39,847	48,573
Interest on demand deposits	26,893	28,319
Interest on savings deposits	6,176	6,710
Total interest expense	72,916	83,602
Net interest income	2,857,475	2,814,949
Provision for loan losses	162,000	75,137
Net interest income after provision for loan losses	2,695,475	2,739,812
Noninterest income:
Customer service fees	385,633	403,349
ATM fee income	154,788	259,751
Loan syndication fee income	152,550	153,300
Net gain (loss) on sale of other real estate	11,321	(7,528)
Gain on sale of investment securities	6,216	378,248
Net change in fair value of financial instruments	353,035	153,959
Gain on sale of loans	228,239
Other income	85,196	65,998
Total noninterest income	1,376,978	1,407,077
Noninterest expense:
Salaries, wages and employee benefits	1,623,194	1,569,087
Occupancy and equipment	1,000,007	991,560
Office operations and supplies	282,372	295,876
Marketing and public relations	89,765	102,441
Professional services	312,954	340,054
Data processing	418,040	451,833
Loan and collection costs	147,553	103,382
Other real estate owned, net	20,600	211,764
Deposit insurance assessments	140,400	136,652
Other operating	380,635	613,138
Total noninterest expense	4,415,520	4,815,786
Net loss before income taxes	(343,067)	(668,898)
Provision for income taxes	0	0
Net loss	$ (343,067)	$ (668,898)
Net loss per common share-basic and diluted	$ (0.32)	$ (0.63)
Weighted average number of common shares	1,068,588	1,068,588
Comprehensive Income (Loss)
Net loss	$ (343,067)	$ (668,898)
Unrealized gains (losses) on available for sale securities	313,823	(361,203)
Total comprehensive loss	$ (29,244)	$ (1,030,101)