6. Other Real Estate Owned: Schedule of Components of Net Expense of Other Real Estate Owned (Tables)

12 Months Ended

Dec. 31, 2014

Tables/Schedules

Schedule of Components of Net Expense of Other Real Estate Owned

The following table details the components of net expense of other real estate owned.

(in 000’s)	Year ended December 31, 2014	Year ended December 31, 2013
Insurance	$21	$16
Legal fees	2	-
Maintenance	-	9
Professional fees	-	-
Real estate taxes	20	24
Utilities	4	5
Transfer-in write-up	(47)	-
Impairment charges	13	157
Other	8	-
Total	$21	$211