6. Other Real Estate Owned: Schedule of Change in Other Real Estate Owned (Tables)

12 Months Ended

Dec. 31, 2014

Tables/Schedules

Schedule of Change in Other Real Estate Owned

A summary of the change in other real estate owned follows:

(in 000’s)	Year Ended December 31, 2014	Year Ended December 31, 2013
Beginning Balance	$433	$775
Additions, transfers from loans	240	-
Sales	(96)	(185)
	577	590
Less: write-downs	(13)	(157)
Ending Balance	$564	$433