4. Loans and Allowance For Loan Losses: Schedule of Impaired Loans (Tables)

12 Months Ended

Dec. 31, 2014

Tables/Schedules

Schedule of Impaired Loans

Year-end 2014 impaired loans are set forth in the following table.

(In 000’s)	Unpaid Contractual	Recorded Investment	Recorded Investment	Total		Average	Interest recognized
	Principal	With No	With	Recorded	Related	Recorded	on impaired
	Balance	Allowance	Allowance	Investment	Allowance	Investment	loans
Commercial and industrial:
Commercial	$501	$38	$210	$248	$199	$248	$3
SBA  loans	94	46	48	94	48	52	-
Asset-based	40	40	-	40	-	4	1
Total Commercial and industrial	635	124	258	382	247	304	4
Commercial real estate:
Commercial mortgages	985	616	369	985	27	933	3
SBA  Loans	118	118	-	118	-	124	-
Religious Organizations	520	520	-	520	-	607	-
Total Commercial real estate	1,623	1,254	369	1,623	27	1,664	3
Total Loans	$2,258	$1,378	$627	$2,005	$274	$1,968	7

Year-end 2013 impaired loans are set forth in the following table.

(In 000’s)	Unpaid Contractual	Recorded Investment	Recorded Investment	Total		Average	Interest recognized
	Principal	With No	With	Recorded	Related	Recorded	on impaired
	Balance	Allowance	Allowance	Investment	Allowance	Investment	loans
Commercial and industrial:
Commercial	$444	$47	$397	$444	$330	$446	-
SBA  loans	178	130	48	178	48	210	3
Asset-based	-	-	-	-	-	-	-
Total Commercial and industrial	622	177	445	622	378	656	3
Commercial real estate:
Commercial mortgages	630	630	-	630	-	579	-
SBA  Loans	-	-	-	-	-	-	-
Religious Organizations	630	630	-	630	-	630	-
Total Commercial real estate	1,260	1,260	-	1,260	-	1,370	-
Total Loans	$1,882	$1,437	$445	$1,882	$378	$1,865	$3