4. Loans and Allowance For Loan Losses: Schedule of the Composition of Net Loans (Tables)

12 Months Ended

Dec. 31, 2014

Tables/Schedules

Schedule of the Composition of Net Loans

The composition of the net loans is as follows:

	December 31,	December 31,
(In 000's)	2014	2013
Commercial and industrial:
Commercial	$2,563	$1,211
SBA loans	168	585
Asset-based	1,904	2,067
Total commercial and industrial	4,635	3,863
Commercial real estate:
Commercial mortgages	15,470	17,343
SBA loans	525	566
Construction	3,423	2,456
Religious organizations	12,138	12,597
Total commercial real estate	31,556	32,962
Consumer real estate:
Home equity loans	1,047	1,176
Home equity lines of credit	22	24
1-4 family residential mortgages	2,228	2,709
Total consumer real estate	3,297	3,909
Total real estate	34,853	36,871
Consumer and other:
Consumer installment	7	16
Student loans	1,221	1,366
Other	145	148
Total consumer and other	1,373	1,530
Loans, net	$40,861	$42,264