CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) - USD ($)	9 Months Ended
	Sep. 30, 2014	Sep. 30, 2013
Cash flows from operating activities:
Net loss	$ (607,195)	$ (576,205)
Adjustments to reconcile net loss to net cash used in operating activities:
Provision for loan losses	132,000	45,137
(Gain) loss on sale of other real estate	(1,348)	11,168
Amortization of premiums on investments	17,568	51,985
Amortization of core deposit intangible		133,558
Depreciation on fixed assets	130,544	118,089
Gain on sale of investment securities		(378,248)
Gain on sale of loans	(10,618)
Write-down of other real estate owned	13,250	142,506
Proceeds from the sale of loans held for sale	1,755,721
Originations in loans held-for-sale	(664,142)
Net change in fair value of financial instruments	(69,116)
(Increase) decrease in accrued interest receivable and other assets	(48)	48,752
Decrease in accrued interest payable and other liabilities	(72,460)	(167,675)
Net cash provided by (used in) operating activities	624,156	(570,933)
Cash flows from investing activities:
Purchase of available-for-sale investment securities	(32)	(7,699,797)
Proceeds from sale of available-for-sale investment Securities		7,731,845
Proceeds from maturity and principal reductions of available-for-sale investment securities	321,966	3,084,375
Proceeds from the sale of other real estate owned	29,642	139,996
Originations in loans held for sale	(171,609)
Net increase in loans	(1,220,317)	(1,253,775)
Purchase of bank premises and equipment	(69,714)	(217,806)
Net cash (used in) provided by investing activities	(1,110,064)	1,784,838
Cash flows from financing activities:
Net increase (decrease) in deposits	219,548	(2,272,510)
Net cash provided by (used in) financing activities	219,548	(2,272,510)
Net decrease in cash and cash equivalents	(266,360)	(1,058,605)
Cash and cash equivalents at beginning of period	5,789,778	10,236,199
Cash and cash equivalents at end of period	5,523,418	9,177,594
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	51,949	80,079
Noncash transfer of loans to other real estate	$ 239,500
Noncash transfer of investment securities from held-to-maturity to available-for sale		$ 11,895,037