7. Other Real Estate Owned: Components of Net Expense of Other Real Estate Owned (Details) - USD ($)	3 Months Ended	9 Months Ended
Sep. 30, 2014	Sep. 30, 2013	Sep. 30, 2014	Sep. 30, 2013
Professional fees	$ 89,296	$ 115,528	$ 235,436	$ 263,708
Other	0	3,000	(13,000)	(153,000)
Impairment charges (net)			(13,250)	(142,506)
Total	(30,328)	17,210	6,828	184,754
Other Real Estate
Insurance	5	3	16	13
Professional fees	2	0	2	0
Real estate taxes	3	6	14	17
Utilities	1	1	3	3
Other	6	7	6	0
Transfer-in write up	(47)	0	(47)	8
Impairment charges (net)	$ 0	$ 0	$ 13	$ 144

Valuation adjustments made to other real estate due to transfer in write ups.

No definition available.

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- Definition

The charge against earnings in the period to reduce the carrying amount of real property to fair value.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 360

-SubTopic 10

-Section 50

-Paragraph 2

-Subparagraph (b)

-URI http://asc.fasb.org/extlink&oid=6391110&loc=d3e2921-110230

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-Publisher FASB

-Name Accounting Standards Codification

-Topic 230

-SubTopic 10

-Section 45

-Paragraph 28

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- Definition

Amount of selling, general, and administrative expenses, and other expenses, related to investments in real estate partnerships.

+ References

No definition available.

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- Definition

Valuation adjustments made to other real estate not separately disclosed, including, but not limited to, real estate investments, real estate loans that qualify as investments in real estate, and premises that are no longer used in operations may also be included in real estate owned. This excludes real estate assets taken in settlement of troubled loans through surrender or foreclosure.

+ References

No definition available.

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- Definition

A fee charged for services from professionals such as doctors, lawyers and accountants. The term is often expanded to include other professions, for example, pharmacists charging to maintain a medicinal profile of a client or customer.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 946

-SubTopic 225

-Section S99

-Paragraph 1

-Subparagraph (SX 210.6-07.2(a),(b),(c),(d))

-URI http://asc.fasb.org/extlink&oid=6488393&loc=d3e606610-122999

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-Paragraph 3

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- Definition

A contract to provide coverage or protection in exchange for a payment or "premium". Examples of insurance protection include liability and property insurance. The entity paying the premiums for the protection will have insurance expense and possibly an asset, Prepaid Insurance (if the premiums are paid in advance).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.6)

-URI http://asc.fasb.org/extlink&oid=26872669&loc=d3e20235-122688

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- Definition

A tax based on the assessed value of real estate by the local government. The tax is usually based on the value of property (including the land).

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 720

-SubTopic 30

-Section 45

-Paragraph 3

-URI http://asc.fasb.org/extlink&oid=6419918&loc=d3e35301-107843

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- Definition

Utilities costs incurred during the reporting period for services, such as water, sewer, gas, electricity and telephone required to operate a building.

+ References

Reference 1: http://www.xbrl.org/2003/role/presentationRef

-Publisher FASB

-Name Accounting Standards Codification

-Topic 225

-SubTopic 10

-Section S99

-Paragraph 2

-Subparagraph (SX 210.5-03.2)

-URI http://asc.fasb.org/extlink&oid=26872669&loc=d3e20235-122688

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