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7. Other Real Estate Owned: Other Real Estate, Roll Forward (Details) - USD ($)
3 Months Ended 9 Months Ended
Sep. 30, 2014
Sep. 30, 2013
Sep. 30, 2014
Sep. 30, 2013
Details        
Other Real Estate, Beginning Balance $ 420,000 $ 527,000 $ 433,087 $ 775,000
Additions, transfers from loans 240,000 0 240,000 0
Proceeds from sales (29,000) (48,000) (29,000) (140,000)
Other Real Estate, Period Increase (Decrease) 631,000 479,000 644,000 635,000
Write-downs and net gains (losses) on sales 0 3,000 (13,000) (153,000)
Other Real Estate, Ending Balance $ 631,043 $ 482 $ 631,043 $ 482