7. Other Real Estate Owned: Components of Net Expense of Other Real Estate Owned (Tables)

9 Months Ended

Sep. 30, 2014

Tables/Schedules

Components of Net Expense of Other Real Estate Owned

	Three Months Ended	Three Months Ended	Nine Months Ended	Nine Months Ended
(in 000's)	September 30, 2014	September 30, 2013	September 30, 2014	September 30, 2013
Insurance	$5	$3	$16	$13
Professional fees	2	-	2	-
Real estate taxes	3	6	14	17
Utilities	1	1	3	3
Other	6	7	6	-
Transfer-in write-up	(47)	-	(47)	8
Impairment charges (net)	-	-	13	144
Total	$(30)	$17	$7	$185