7. Other Real Estate Owned: Other Real Estate, Roll Forward (Tables)

9 Months Ended

Sep. 30, 2014

Tables/Schedules

Other Real Estate, Roll Forward

(in 000's)	Three Months Ended	Three Months Ended	Nine Months Ended	Nine Months Ended
	September 30, 2014	September 30, 2013	September 30, 2014	September 30, 2013
Beginning balance	$420	$527	$433	$775
Additions, transfers from loans	240	-	240	-
Proceeds from sales	(29)	(48)	(29)	(140)
	631	479	644	635
Write-downs and net gains (losses) on sales	-	3	(13)	(153)
Ending Balance	$631	$482	$631	$482