3. Changes in Accumulated Other Comprehensive Income (loss): Changes in Accumulated Other Comprehensive Income (Loss) (Tables)

9 Months Ended

Sep. 30, 2014

Tables/Schedules

Changes in Accumulated Other Comprehensive Income (Loss)

	Three Months Ended September 30, 2014
	Before tax	Tax	Net of tax
(in (000’s)	Amount	expense	Amount
Unrealized gain on securities:
Unrealized holding gain arising during period	$163	$(54)	$109
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	$163	$(54)	$109

	Three Months Ended September 30, 2013
	Before tax	Tax	Net of tax
(in (000’s)	Amount	benefit	Amount
Unrealized loss on securities:
Unrealized holding loss arising during period	$(57)	$19	$(38)
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive loss, net	$(57)	$19	$(38)

	Nine Months Ended September 30, 2014
	Before tax	Tax	Net of tax
(in (000’s)	Amount	expense	Amount
Unrealized gain on securities:
Unrealized holding gain arising during period	$359	$(118)	$241
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	$359	$(118)	$241

	Nine Months Ended September 30, 2013
	Before tax	Tax	Net of tax
(in (000’s)	Amount	Benefit(expense)	Amount
Unrealized loss on securities:
Unrealized holding loss arising during period	$(327)	$108	$(219)
Less: reclassification adjustment for gains (losses)
realized in net loss	52	(17)	35
Other comprehensive gain, net	$(379)	$125	$(254)