3. Changes in Accumulated Other Comprehensive Income (loss)

6 Months Ended

Jun. 30, 2014

Notes

3. Changes in Accumulated Other Comprehensive Income (loss)

3.Changes in Accumulated Other Comprehensive Income (Loss)

The following table presents the changes in other comprehensive income(loss):

	Three Months Ended June 30, 2014
	Before tax	Tax	Net of tax
(in (000’s)	Amount	expense	Amount
Unrealized loss on securities:
Unrealized holding gain arising during period	$198	$(66)	$132
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	$198	$(66)	$132

	Three Months Ended June 30, 2013
	Before tax	Tax	Net of tax
(in (000’s)	Amount	benefit	Amount
Unrealized loss on securities:
Unrealized holding gain arising during period	$(323)	107	$(216)
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	$(323)	107	$(216)

	Six Months Ended June 30, 2014
	Before tax	Tax	Net of tax
(in (000’s)	Amount	expense	Amount
Unrealized loss on securities:
Unrealized holding gain arising during period	$381	$(126)	$255
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	$381	$(126)	$255

	Six Months Ended June 30, 2013
	Before tax	Tax	Net of tax
(in (000’s)	Amount	benefit	Amount
Unrealized loss on securities:
Unrealized holding gain arising during period	$(332)	$110	$(222)
Less: reclassification adjustment for gains (losses)
realized in net loss	-	-	-
Other comprehensive gain, net	$(332)	$110	$(222)