CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (Unaudited) - USD ($)	3 Months Ended		6 Months Ended
	Jun. 30, 2014	Jun. 30, 2013	Jun. 30, 2014	Jun. 30, 2013
Interest income:
Interest and fees on loans	$ 638,877	$ 630,275	$ 1,286,163	$ 1,258,451
Interest on investment securities	58,857	66,721	119,792	153,339
Interest on federal funds sold	2,236	3,214	4,573	7,607
Interest on time deposits with other banks	164	173	2,987	404
Total interest income	700,134	700,383	1,413,515	1,419,801
Interest expense:
Interest on time deposits	9,728	12,326	19,503	27,534
Interest on demand deposits	6,750	6,145	13,351	14,889
Interest on savings deposits	1,571	1,678	3,146	3,412
Total interest expense	18,049	20,149	36,000	45,835
Net interest income	682,085	680,234	1,377,515	1,373,966
Provision (credit) for loan losses	30,000	(55,000)	70,000	15,137
Net interest income after provision (credit) for loan losses	652,085	735,234	1,307,515	1,358,829
Noninterest income:
Customer service fees	102,163	101,304	197,975	201,912
ATM fee income	45,292	80,508	87,247	160,157
Gain on sale of investment securities		378,248	0	378,248
Loan syndication fees	87,550	88,300	87,550	88,300
Loss on sale of other real estate owned		(13,484)	0	(13,880)
Other income	17,065	19,187	50,307	34,805
Total noninterest income	252,070	654,063	423,079	849,542
Noninterest expense:
Salaries, wages and employee benefits	396,901	371,532	813,990	748,996
Occupancy and equipment	241,978	264,145	496,503	508,044
Office operations and supplies	69,854	76,454	133,977	154,808
Marketing and public relations	18,846	18,722	37,270	34,702
Professional services	74,534	77,346	146,140	148,180
Data processing	107,029	103,714	219,871	224,579
Other real estate expense	24,573	124,039	37,156	167,544
Loan and collection costs	20,272	38,906	38,928	58,808
Deposit insurance assessments	38,000	37,654	72,000	74,652
Other operating	115,114	180,808	158,958	330,868
Total noninterest expense	1,107,101	1,293,320	2,154,793	2,451,181
Net loss before income taxes	$ (202,946)	$ 95,977	$ (424,199)	$ (242,810)
Provision for income taxes
Net (loss) income	$ (202,946)	$ 95,977	$ (424,199)	$ (242,810)
Net (loss) income per common share-basic and diluted	$ (0.19)	$ 0.09	$ (0.40)	$ (0.23)
Weighted average number of common shares	1,068,588	1,068,588	1,068,588	1,068,588
Comprehensive loss:
Net (loss) income	$ (202,946)	$ 95,977	$ (424,199)	$ (242,810)
Unrealized gains (losses) on available for sale securities	131,690	(216,085)	255,063	(222,226)
Total comprehensive loss	$ (71,256)	$ (120,108)	$ (169,136)	$ (465,036)