7. Other Real Estate Owned: Components of Net Expense of Other Real Estate Owned (Tables)

6 Months Ended

Jun. 30, 2014

Tables/Schedules

Components of Net Expense of Other Real Estate Owned

	Three Months Ended	Three Months Ended	Six Months Ended	Six Months Ended
(in 000's)	June 30, 2014	June 30, 2013	June 30, 2014	June 30, 2013
Insurance	$7	$4	$11	$10
Professional fees	-	-	-	-
Real estate taxes	4	5	11	11
Utilities	1	-	2	2
Other	-	2	-	2
Transfer-in write-up	-	-	-	-
Impairment charges (net)	13	113	13	143
Total	$25	$124	$37	$168