6. Loans and Allowance For Loan Losses: Past Due Financing Receivables (Tables)

6 Months Ended

Jun. 30, 2014

Tables/Schedules

Past Due Financing Receivables

		Accruing
	Loans	Loans 90 or
(In 000's)	30-89 Days	More Days		Total Past	Current
	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$75	$-	$181	$256	$1,827	$2,083
SBA loans	-	-	48	48	604	652
Asset-based	-	-	-	-	1,968	1,968
Total Commercial and industrial	75	-	229	304	4,399	4,703
Commercial real estate:
Commercial mortgages	20	-	997	1,017	15,532	16,549
SBA loans	-	-	124	124	427	551
Construction	-	-	-	-	4,191	4,191
Religious organizations	-	-	616	616	11,359	11,975
Total Commercial real estate	20	-	1,737	1,757	31,509	33,266
Consumer real estate:
Home equity loans	-	-	413	413	712	1,125
Home equity lines of credit	-	-	-	-	23	23
1-4 family residential mortgages	-	-	309	309	2,269	2,578
Total consumer real estate	-	-	722	722	3,004	3,726
Total real estate	20	-	2,459	2,479	34,513	36,992
Consumer and other:
Consumer installment	-	-	-	-	9	9
Student loans	113	122	-	235	1,023	1,258
Other	3	-	-	3	134	137
Total consumer and other	116	122	-	238	1,166	1,404
Total loans	$211	$122	$2,688	$3,021	$40,078	$43,099

An age analysis of past due loans, segregated by class of loans, as of December 31, 2013 is as follows:

		Accruing
	Loans	Loans 90 or
	30-89 Days	More Days		Total Past	Current
(In 000's)	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$-	$-	$444	$444	$1,214	$1,658
SBA loans	-	-	130	130	455	585
Asset-based	-	-	-	-	2,067	2,067
Total Commercial and industrial	-	-	574	574	3,736	4,310
Commercial real estate:
Commercial mortgages	2	442	630	1,094	16,249	17,343
SBA loans	184	-	-	184	382	566
Construction	-	-	-	-	2,456	2,456
Religious organizations	-	-	629	629	11,968	12,597
Total Commercial real estate	206	442	1,259	1,907	31,055	32,962
Consumer real estate:
Home equity loans	209	147	115	471	705	1,176
Home equity lines of credit	-	-	-	-	24	24
1-4 family residential mortgages	125	-	242	367	2,342	2,709
Total consumer real estate	334	147	357	838	3,071	3,909
Total real estate	540	589	1,616	2,745	34,126	36,871
Consumer and other:
Consumer installment	-	-	-	-	16	16
Student loans	87	141	-	228	1,138	1,366
Other	5	-	-	5	143	148
Total consumer and other	92	141	-	233	1,297	1,530
Total loans	$632	$730	$2,190	$3,552	$39,159	$42,711