CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Cash flows from operating activities:
Net loss	$ (221,253)	$ (338,787)
Adjustments to reconcile net loss to net cash used in operating activities:
Provision for loan losses	40,000	70,137
Loss on sale of other real estate		396
Amortization of premiums on investments	5,614	23,043
Amortization of core deposit intangible		44,519
Depreciation on fixed assets	43,910	38,526
Write-down of other real estate owned	396	30,538
Net change in fair value of financial instruments	604
Increase in accrued interest receivable and other assets	(83,953)	(31,591)
Decrease in accrued interest payable and other liabilities	(101,065)	(137,857)
Net cash used in operating activities	(315,747)	(301,076)
Cash flows from investing activities:
Purchase of held-to-maturity investment securities		(754,054)
Proceeds from maturity and principal reductions of available-for-sale investment securities	126,125	131,161
Proceeds from maturity and principal reductions of held-to-maturity investment securities		1,695,657
Proceeds from the sale of other real estate owned		26,606
Proceeds from sale of loans	1,645,832
Net (increase) decrease in loans	(582,152)	186,522
Purchase of bank premises and equipment	(21,752)	(40,114)
Net cash provided by investing activities	1,168,054	1,245,778
Cash flows from financing activities:
Net decrease in deposits	(1,595,130)	(2,820,104)
Net cash used in financing activities	(1,595,130)	(2,820,104)
Net decrease in cash and cash equivalents	(742,824)	(1,875,402)
Cash and cash equivalents at beginning of period	5,789,778	10,236,199
Cash and cash equivalents at end of period	5,046,954	8,360,797
Supplemental disclosure of cash flow information:
Cash paid during the period for interest	$ 14,123	$ 24,644