CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (Unaudited) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013
Interest income:
Interest and fees on loans	$ 647,286	$ 628,176
Interest on investment securities	60,935	86,618
Interest on federal funds sold	2,337	4,394
Interest on time deposits with other banks	2,823	230
Total interest income	713,381	719,418
Interest expense:
Interest on time deposits	9,775	15,207
Interest on demand deposits	6,601	8,744
Interest on savings deposits	1,575	1,734
Total interest expense	17,951	25,685
Net interest income	695,430	693,733
Provision for loan losses	40,000	70,137
Net interest income after provision for loan losses	655,430	623,596
Noninterest income:
Customer service fees	95,812	100,608
ATM fee income	41,955	79,648
Loss on sale of other real estate owned		(396)
Other income	33,242	15,619
Total noninterest income	171,009	195,479
Noninterest expense:
Salaries, wages and employee benefits	417,089	377,464
Occupancy and equipment	254,525	243,899
Office operations and supplies	64,123	78,355
Marketing and public relations	18,424	15,980
Professional services	71,606	70,834
Data processing	112,842	120,865
Other real estate expense	12,583	43,505
Loan and collection costs	18,656	19,903
Deposit insurance assessments	34,000	36,999
Other operating	43,844	150,058
Total noninterest expense	1,047,692	1,157,862
Net loss before income taxes	(221,253)	(338,787)
Net loss	(221,253)	(338,787)
Net loss per common share-basic and diluted	$ (0.21)	$ (0.32)
Weighted average number of common shares	1,068,588	1,068,588
Comprehensive loss:
Net loss	(221,253)	(338,787)
Unrealized gains (losses) on available for sale securities	123,373	(6,141)
Total comprehensive loss	$ (97,879)	$ (344,928)