6. Loans and Allowance For Loan Losses: Analysis of the activity in the allowance for loan losses (Details) (USD $)	3 Months Ended
	Mar. 31, 2014	Mar. 31, 2013	Dec. 31, 2013
Beginning balance	$ 839,000	$ 1,204,000
Provision for loan losses	40,000	70,000
Charge-offs	(260,000)	(340,000)
Recoveries	7,000	3,000
Net recoveries	(253,000)	(337,000)
Ending balance	626,000	937,000
Net (charge-offs) recoveries	(253,000)	(337,000)
Period-end amount allocated to loans individually evaluated for impairment	150,000		378,000
Period-end amount allocated to loans collectively evaluated for impairment	476,000		461,000
Total allocation	626,000	937,000
Loans, ending balance: Loans individually evaluated for impairment	1,983,000		1,882,000
Loans, ending balance: Loans collectively evaluated for impairment	41,056,000		40,829,000
Total	43,039,090		42,710,625
Commercial And Industrial
Beginning balance	483,000	891,000
Provision for loan losses	64,000	62,000
Charge-offs	(253,000)	(340,000)
Recoveries	2,000	1,000
Net recoveries	(251,000)	(339,000)
Ending balance	296,000	614,000
Net (charge-offs) recoveries	(251,000)	(339,000)
Period-end amount allocated to loans individually evaluated for impairment	123,000		378,000
Period-end amount allocated to loans collectively evaluated for impairment	173,000		105,000
Total allocation	296,000	614,000
Loans, ending balance: Loans individually evaluated for impairment	234,000		492,000
Loans, ending balance: Loans collectively evaluated for impairment	4,033,000		3,818,000
Total	4,267,000		4,310,000
Commercial Real Estate Portfolio Segment
Beginning balance	280,000	308,000
Provision for loan losses	17,000	(33,000)
Charge-offs	0	0
Recoveries	0	0
Net recoveries	0	0
Ending balance	297,000	275,000
Net (charge-offs) recoveries	0	0
Period-end amount allocated to loans individually evaluated for impairment	27,000		0
Period-end amount allocated to loans collectively evaluated for impairment	270,000		280,000
Total allocation	297,000	275,000
Loans, ending balance: Loans individually evaluated for impairment	1,749,000		1,390,000
Loans, ending balance: Loans collectively evaluated for impairment	31,693,000		31,572,000
Total	33,442,000		32,962,000
Consumer Real Estate
Beginning balance	59,000	5,000
Provision for loan losses	(40,000)	41,000
Charge-offs	0	0
Recoveries	1,000	2,000
Net recoveries	1,000	2,000
Ending balance	20,000	48,000
Net (charge-offs) recoveries	1,000	2,000
Period-end amount allocated to loans individually evaluated for impairment	0		0
Period-end amount allocated to loans collectively evaluated for impairment	20,000		59,000
Total allocation	20,000	48,000
Loans, ending balance: Loans individually evaluated for impairment	0		0
Loans, ending balance: Loans collectively evaluated for impairment	3,833,000		3,909,000
Total	3,833,000		3,909,000
Consumer And Other Loans
Beginning balance	17,000	0
Provision for loan losses	(1,000)	0
Charge-offs	(7,000)	0
Recoveries	4,000	0
Net recoveries	(3,000)	0
Ending balance	13,000	0
Net (charge-offs) recoveries	(3,000)	0
Period-end amount allocated to loans individually evaluated for impairment	0		0
Period-end amount allocated to loans collectively evaluated for impairment	13,000		17,000
Total allocation	13,000	0
Loans, ending balance: Loans individually evaluated for impairment	0		0
Loans, ending balance: Loans collectively evaluated for impairment	1,497,000		1,530,000
Total	$ 1,497,000		$ 1,530,000