7. Other Real Estate Owned: Other Real Estate Owned (Tables)

3 Months Ended

Mar. 31, 2014

Tables/Schedules

Other Real Estate Owned

(in 000's)	Three Months Ended	Three Months Ended
	March 31, 2014	March 31, 2013
Beginning balance	$433	$775
Additions, transfers from loans	-	-
Proceeds from sales	-	(27)
	433	748
Write-downs and net gains (losses) on sales	-	(30)
Ending Balance	$433	$718