6. Loans and Allowance For Loan Losses: Past Due Financing Receivables (Tables)

3 Months Ended

Mar. 31, 2014

Tables/Schedules

Past Due Financing Receivables

		Accruing
	Loans	Loans 90 or
(In 000's)	30-89 Days	More Days		Total Past	Current
	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	$220	-	$186	$406	$1,064	$1,470
SBA loans	48	-	127	175	379	554
Asset-based	-	-	-	-	2,243	2,243
Total Commercial and industrial	268	-	313	581	3,686	4,267
Commercial real estate:
Commercial mortgages	114	-	1,000	1,114	16,240	17,354
SBA loans	171	-	-	171	387	558
Construction	-	-	-	-	3,307	3,307
Religious organizations	-	-	622	622	11,601	12,223
Total Commercial real estate	285	-	1,622	1,907	31,535	33,442
Consumer real estate:
Home equity loans	-	-	424	424	730	1,154
Home equity lines of credit	-	-	-	-	24	24
1-4 family residential mortgages	-	-	309	309	2,346	2,655
Total consumer real estate	-	-	733	733	3,100	3,833
Total real estate	285	-	2,355	2,640	34,635	37,275
Consumer and other:
Consumer installment	-	-	-	-	12	12
Student loans	95	114	-	209	1,106	1,315
Other	11	-	-	11	159	170
Total consumer and other	106	114	-	220	1,277	1,497
Total loans	$659	$114	$2,668	$3,441	$39,598	$43,039

 An age analysis of past due loans, segregated by class of loans, as of December 31, 2013 is as follows:

		Accruing
	Loans	Loans 90 or
	30-89 Days	More Days		Total Past	Current
(In 000's)	Past Due	Past Due	Nonaccrual	Due Loans	Loans	Total Loans
Commercial and industrial:
Commercial	-	-	$444	$444	$1,214	$1,658
SBA loans	-	-	130	130	455	585
Asset-based	-	-	-	-	2,067	2,067
Total Commercial and industrial	-	-	574	574	3,736	4,310
Commercial real estate:
Commercial mortgages	2	442	630	1,094	16,249	17,343
SBA loans	184	-	-	184	382	566
Construction	-	-	-	-	2,456	2,456
Religious organizations	-	-	629	629	11,968	12,597
Total Commercial real estate	206	442	1,259	1,907	31,055	32,962
Consumer real estate:
Home equity loans	209	147	115	471	705	1,176
Home equity lines of credit	-	-	-	-	24	24
1-4 family residential mortgages	125	-	242	367	2,342	2,709
Total consumer real estate	334	147	357	838	3,071	3,909
Total real estate	540	589	1,616	2,745	34,126	36,871
Consumer and other:
Consumer installment	-	-	-	-	16	16
Student loans	87	141	-	228	1,138	1,366
Other	5	-	-	5	143	148
Total consumer and other	92	141	-	233	1,297	1,530
Total loans	$632	$730	$2,190	$3,552	$39,159	$42,711