CONSOLIDATED BALANCE SHEETS (Unaudited) (USD $)	Mar. 31, 2014		Dec. 31, 2013
Assets:
Cash and due from banks	$ 1,951,357		$ 2,340,002
Interest-bearing deposits with banks	309,597		306,776
Federal funds sold	2,786,000		3,143,000
Cash and cash equivalents	5,046,954		5,789,778
Investment securities:
Available-for-sale, at fair value	9,632,391		9,579,979
Loans held for sale, at fair value			1,645,832
Loans, net of unearned discounts and deferred fees ($446,108 and $446,523 at fair value at March 31, 2014 and December 31, 2013, respectively)	43,039,090		42,710,625
Less allowance for loan losses	(626,050)		(839,133)
Net loans	42,413,040		41,871,492
Bank premises and equipment, net	627,000		649,159
Accrued interest receivable	281,872		256,262
Other real estate owned	432,691		433,087
Prepaid expenses and other assets	523,032		525,466
Total assets	58,956,980		60,751,055
Liabilities:
Demand deposits, noninterest-bearing	13,527,120		14,526,988
Demand deposits, interest-bearing	13,827,602		14,131,452
Savings deposits	12,763,983		12,988,388
Time deposits, under $100,000	6,866,753		6,683,499
Time deposits, $100,000 and over	8,529,257		8,779,518
Total deposits	55,514,715		57,109,845
Accrued interest payable	16,550		12,722
Accrued expenses and other liabilities	313,711		418,604
Total liabilities	55,844,976		57,541,171
Shareholders' equity:
Series A preferred stock, noncumulative, 6%, $0.01 par value, 500,000 shares authorized; 136,842 issued and outstanding	1,368		1,368
Common Stock	10,686		10,686
Additional paid-in-capital	14,749,852		14,749,852
Accumulated deficit	(11,446,229)		(11,224,976)
Accumulated other comprehensive loss	(203,673)		(327,046)
Total shareholders' equity	3,112,004		3,209,884
Total liabilities and shareholders' equity	58,956,980		60,751,055
Common Stock
Shareholders' equity:
Common Stock	8,769	[1]	8,769	[1]
Class B Non-voting common stock
Shareholders' equity:
Common Stock	$ 1,917	[2]	$ 1,917	[2]

[1] Common stock, $0.01 par value; 2,000,000 shares authorized; 876,921 issued and outstanding

[2] Class B Non-voting common stock; 250,000 shares authorized; $0.01 par value; 191,667 issued and outstanding