10. Financial Instrument Commitments: Schedule of Financial Instruments Owned and Pledged as Collateral (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Outstanding letters of credit	$ 1,050,832	$ 1,173,374
Commitments to Extend Credit
Fair Value Disclosure, Off-balance Sheet Risks, Amount, Liability	$ 10,278,928	$ 9,484,309