9. Income Taxes: Schedule of Deferred Tax Assets and Liabilities (Details) (USD $)	Dec. 31, 2013	Dec. 31, 2012
Deferred tax assets (liabilities):
Provision for loan losses	$ 191,387	$ 333,853
Unrealized (loss) gain on investment securities	161,082	(16,824)
Depreciation	31,199	94,393
Net operating carryforwards	3,198,011	2,897,243
Other, net	258,692	134,614
Valuation allowance for deferred tax assets	(3,679,289)	(3,460,103)
Net deferred tax assets (liabilities)	$ 161,082	$ (16,824)