4. Loans and Allowance For Loan Losses: Allowance for Credit Losses on Financing Receivables (Details) (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Beginning balance	$ 1,204,000	$ 867,000
Provision for loan losses	75,000	453,000
Charge-offs	(539,000)	(157,000)
Recoveries	99,000	41,000
Net charge-offs	(440,000)	(116,000)
Ending balance	839,000	1,204,000
Period-end amount allocated to loans individually evaluated for impairment	378,000	843,000
Period-end amount allocated to loans collectively evaluated for impairment	461,000	361,000
Total allocation	839,000	1,204,000
Loans, ending balance: Loans individually evaluated for impairment	1,882,000	2,344,000
Loans, ending balance: Loans collectively evaluated for impairment	40,829,000	39,158,000
Total	42,710,625	41,501,555
Commercial And Industrial
Beginning balance	891,000	387,000
Provision for loan losses	113,000	560,000
Charge-offs	(524,000)	(56,000)
Recoveries	3,000	0
Net charge-offs	(521,000)	(56,000)
Ending balance	483,000	891,000
Period-end amount allocated to loans individually evaluated for impairment	378,000	843,000
Period-end amount allocated to loans collectively evaluated for impairment	105,000	48,000
Total allocation	483,000	891,000
Loans, ending balance: Loans individually evaluated for impairment	492,000	1,021,000
Loans, ending balance: Loans collectively evaluated for impairment	3,818,000	2,713,000
Total	4,310,000	3,734,000
Commercial Real Estate Portfolio Segment
Beginning balance	308,000	412,000
Provision for loan losses	(106,000)	(112,000)
Charge-offs	0	0
Recoveries	78,000	8,000
Net charge-offs	78,000	8,000
Ending balance	280,000	308,000
Period-end amount allocated to loans individually evaluated for impairment	0	0
Period-end amount allocated to loans collectively evaluated for impairment	280,000	308,000
Total allocation	280,000	308,000
Loans, ending balance: Loans individually evaluated for impairment	1,390,000	1,323,000
Loans, ending balance: Loans collectively evaluated for impairment	31,572,000	30,058,000
Total	32,962,000	31,381,000
Consumer Real Estate
Beginning balance	5,000	68,000
Provision for loan losses	50,000	0
Charge-offs	(5,000)	(80,000)
Recoveries	9,000	17,000
Net charge-offs	4,000	(63,000)
Ending balance	59,000	5,000
Period-end amount allocated to loans individually evaluated for impairment	0	0
Period-end amount allocated to loans collectively evaluated for impairment	59,000	5,000
Total allocation	59,000	5,000
Loans, ending balance: Loans individually evaluated for impairment	0	0
Loans, ending balance: Loans collectively evaluated for impairment	3,909,000	4,619,000
Total	3,909,000	4,619,000
Consumer And Other Loans
Beginning balance	0	0
Provision for loan losses	18,000	5,000
Charge-offs	(10,000)	(21,000)
Recoveries	9,000	16,000
Net charge-offs	(1,000)	(5,000)
Ending balance	17,000	0
Period-end amount allocated to loans individually evaluated for impairment	0	0
Period-end amount allocated to loans collectively evaluated for impairment	17,000	0
Total allocation	17,000	0
Loans, ending balance: Loans individually evaluated for impairment	0	0
Loans, ending balance: Loans collectively evaluated for impairment	1,530,000	1,768,000
Total	$ 1,530,000	$ 1,768,000