CONSOLIDATED STATEMENTS OF OPERATIONS AND COMPREHENSIVE LOSS (USD $)	12 Months Ended
	Dec. 31, 2013	Dec. 31, 2012
Interest income:
Interest and fees on loans	$ 2,609,683	$ 2,627,890
Interest on investment securities	274,005	439,166
Interest on federal funds sold	14,111	17,074
Interest on time deposits with other banks	752	642
Total interest income	2,898,551	3,084,772
Interest expense:
Interest on time deposits	48,573	83,300
Interest on demand deposits	28,319	48,447
Interest on savings deposits	6,710	7,118
Total interest expense	83,602	138,865
Net interest income	2,814,949	2,945,907
Provision for loan losses	75,137	453,000
Net interest income after provision for loan losses	2,739,812	2,492,907
Noninterest income:
Customer service fees	403,349	400,162
ATM fee income	259,751	318,503
Loan syndication fee income	153,300	145,000
Net loss on sale of other real estate	(7,528)	(8,273)
Gain on sale of bank premises		526,990
Gain on sale of investment securities	378,248
Net change in fair value of financial instruments	153,959
Gain on sale of loans		69,163
Other income	65,998	73,194
Total noninterest income	1,407,077	1,524,739
Noninterest expense:
Salaries, wages and employee benefits	1,569,087	1,554,497
Occupancy and equipment	991,560	1,066,031
Office operations and supplies	295,876	304,946
Marketing and public relations	102,441	73,448
Professional services	340,054	317,880
Data processing	451,833	472,737
Loan and collection costs	103,382	107,072
Other real estate owned, net	211,764	348,908
Deposit insurance assessments	136,652	114,786
Other operating	613,138	673,588
Total noninterest expense	4,815,787	5,033,893
Net loss before income taxes	(668,898)	(1,016,247)
Provision for income taxes
Net loss	(668,898)	(1,016,247)
Net loss per common share-basic and diluted	$ (0.63)	$ (0.95)
Weighted average number of common shares	1,068,588	1,068,588
Comprehensive Loss
Net loss	(668,898)	(1,016,247)
Unrealized losses on available for sale securities	(361,203)	(4,684)
Total comprehensive loss	$ (1,030,101)	$ (1,020,931)