6. Other Real Estate Owned: Components of Net Expense of Other Real Estate (Tables)

12 Months Ended

Dec. 31, 2013

Tables/Schedules

Components of Net Expense of Other Real Estate

(in 000’s)	Year ended December 31, 2013	Year ended December 31, 2012
Insurance	$16	$24
Legal fees	-	5
Maintenance	9	3
Professional fees	-	8
Real estate taxes	24	99
Utilities	5	21
Transfer-in write-up	-	(43)
Impairment charges	157	232
Total	$211	$349