6. Other Real Estate Owned: Other Real Estate Owned (Tables)

12 Months Ended

Dec. 31, 2013

Tables/Schedules

Other Real Estate Owned

A summary of the change in other real estate owned follows:

(in 000’s)	Year Ended December 31, 2013	Year Ended December 31, 2012
Beginning Balance	$775	$1,285
Additions, transfers from loans	-	156
Sales	(185)	(434)
	590	1,007
Less: write-downs	(157)	(232)
Ending Balance	$433	$775