4. Loans and Allowance For Loan Losses: Impaired Loans (Tables)

12 Months Ended

Dec. 31, 2013

Tables/Schedules

Impaired Loans

(In 000’s)	Unpaid Contractual	Recorded Investment	Recorded Investment	Total		Average	Interest recognized
	Principal	With No	With	Recorded	Related	Recorded	on impaired
	Balance	Allowance	Allowance	Investment	Allowance	Investment	loans
Commercial and industrial:
Commercial	$444	$47	$397	$444	$330	$446	$-
SBA  loans	48	-	48	48	48	49	1
Asset-based	-	-	-	-	-	-	-
Total Commercial and industrial	492	47	445	492	378	495	1
Commercial real estate:
Commercial mortgages	630	630	-	630	-	579	-
SBA  Loans	130	130	-	130	-	161	2
Religious Organizations	630	630	-	630	-	630	-
Total Commercial real estate	1,390	1,390	-	1,390	-	1,370	2
Total Loans	$1,882	$1,437	$445	$1,882	$378	$1,865	$3

Year-end 2012 impaired loans are set forth in the following table.  

(In 000’s)	Unpaid Contractual	Recorded Investment	Recorded Investment	Total		Average	Interest recognized
	Principal	With No	With	Recorded	Related	Recorded	on impaired
	Balance	Allowance	Allowance	Investment	Allowance	Investment	loans
Commercial and industrial:
Commercial	$873	$78	$795	$873	$695	$541	$11
SBA  loans	49	-	49	49	49	29	-
Asset-based	99	-	99	99	99	119	-
Total Commercial and industrial	1,021	78	943	1,021	843	689	11
Commercial real estate:
Commercial mortgages	649	649	-	649	-	681	1
SBA  Loans	-	-	-	-	-	-	-
Religious Organizations	674	674	-	674	-	420	27
Total Commercial real estate	1,323	1,323	-	1,323	-	1,101	28
Total Loans	$2,344	$1,401	$943	$2,344	$843	$1,790	$39