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CONSOLIDATED STATEMENTS OF CASH FLOWS (Unaudited) (USD $)
9 Months Ended
Sep. 30, 2013
Sep. 30, 2012
Cash flows from operating activities:    
Net loss $ (576,205) $ (881,941)
Adjustments to reconcile net loss to net cash used in operating activities:    
Provision for loan losses 45,137 121,000
Loss on sale of other real estate 11,168 5,968
Amortization of premiums on investments 51,985 90,818
Amortization of core deposit intangible 133,558 133,559
Depreciation on fixed assets 118,089 167,930
Gain on sale of loans   (69,163)
Gain on sale of investment securities (378,248)  
Write-down of other real estate owned 142,506 153,298
Increase in accrued interest receivable and other assets 48,752 80,745
Decrease in accrued interest payable and other liabilities (167,675) (124,481)
Net cash used in operating activities (570,933) (322,267)
Cash flows from investing activities:    
Purchase of held-to-maturity investment securities   (4,860,337)
Purchase of available-for-sale investment securities (7,699,797)  
Proceeds from sale of available-for-sale investment securities 7,731,845  
Proceeds from maturity and principal reductions of available-for-sale investment securities 3,084,375 188,107
Proceeds from maturity and principal reductions of held-to-maturity investment securities   9,583,837
Proceeds from the sale of other real estate owned 139,996 22,832
Proceeds from sale of loans   637,621
Net (increase) decrease in loans (1,253,775) 66,285
Purchase of bank premises and equipment (217,806) (32,190)
Net cash provided by investing activities 1,784,838 5,606,155
Cash flows from financing activities:    
Net decrease in deposits (2,272,510) (8,078,056)
Net cash used in financing activities (2,272,510) (8,078,056)
Net decrease in cash and cash equivalents (1,058,605) (2,794,168)
Cash and cash equivalents at beginning of period 10,236,199 14,497,329
Cash and cash equivalents at end of period 9,177,594 11,703,161
Supplemental disclosure of cash flow information:    
Cash paid during the period for interest 80,079 140,121
Noncash transfer of investment securities from held-to-maturity to available-for sale 11,895,037  
Noncash transfer of loans to other real estate owned   74,800
Noncash transfer of bank premises to assets held for sale   $ 356,758