7. Other Real Estate Owned: Schedule of Components Of Net Expense Of Other Real Estate (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Professional fees	$ 115,528	$ 104,666	$ 263,708	$ 256,198
Transfer-in write-up	3,000	(128,000)	(153,000)	(159,000)
Impairment charges (net)			142,506	153,298
Total	17,210	147,051	184,754	204,585
Other Real Estate
Insurance	3,000	5,000	13,000	22,000
Professional fees				3,000
Real estate taxes	6,000	11,000	17,000	47,000
Utilities	1,000	3,000	3,000	20,000
Other	7,000			3,000
Transfer-in write-up		1,000	8,000	(43,000)
Impairment charges (net)		127,000	144,000	153,000
Total	$ 17,210	$ 147,051	$ 184,754	$ 204,585