7. Other Real Estate Owned: Other Real Estate, Roll Forward (Details) (USD $)	3 Months Ended		9 Months Ended
	Sep. 30, 2013	Sep. 30, 2012	Sep. 30, 2013	Sep. 30, 2012
Details
Other Real Estate, Beginning Balance	$ 527,000	$ 1,333,000	$ 775,407	$ 1,284,000
Additions, transfers from loans				75,000
Proceeds from sales	(48,000)	(28,000)	(140,000)	(23,000)
Other Real Estate, Period Increase (Decrease)	479,000	1,305,000	635,000	1,336,000
Write-downs and net gains (losses) on sales	3,000	(128,000)	(153,000)	(159,000)
Other Real Estate, Ending Balance	$ 481,737	$ 1,177,000	$ 481,737	$ 1,177,000